2026 Tax Guides

Plain-English answers to the questions the new tax law raises — no jargon, with calculators to run your own numbers.

The new deductions, explained

Salaried Overtime RulesThe no-tax-on-overtime deduction only covers FLSA-required overtime. Here's exactly which …Qualifying Tipped JobsThe IRS published an official list of tipped occupations that qualify for the $25,000 tips…Form 1098-VLILenders now send Form 1098-VLI showing your vehicle loan interest for the new $10,000 dedu…2026 W-4 ChangesThe IRS redesigned the 2026 Form W-4 so tipped and overtime workers can get their new dedu…Senior Deductions ComparedTaxpayers 65+ get TWO extra deductions in 2026 — the classic age-65 addition and the new $…

Does your state tax overtime?

State-by-state rules for 2026:

AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming
Disclaimer: SimpleDeduction provides estimates for educational purposes only — not tax, legal, or financial advice. Figures are based on 2026 federal and state guidance and may not reflect your complete situation. Consult a qualified tax professional or irs.gov before making decisions.