Maryland Paycheck Calculator (2026)
Calculate your real 2026 take-home pay in Maryland after federal income tax, Social Security, Medicare, and Maryland state income tax.
How Maryland taxes your paycheck in 2026
Maryland uses a graduated income tax — rates rise with income, topping out at 6.5%. Here are the 2026 single-filer brackets used in this estimate:
| Maryland taxable income (single) | Rate |
|---|---|
| $0 – $1,000 | 2% |
| $1,000 – $2,000 | 3% |
| $2,000 – $3,000 | 4% |
| $3,000 – $100,000 | 4.75% |
| $100,000 – $125,000 | 5% |
| $125,000 – $150,000 | 5.25% |
| $150,000 – $250,000 | 5.5% |
| $250,000 – $500,000 | 5.75% |
| $500,000 – $1,000,000 | 6.25% |
| Over $1,000,000 | 6.5% |
Maryland's FY2026 budget added new 6.25% and 6.5% top brackets. Counties add a local income tax of roughly 2.25%–3.3% on top of the state rate.
What comes out of every Maryland paycheck
- Federal income tax — based on the 2026 brackets (10%–37%) after the standard deduction ($16,100 single / $32,200 joint).
- Social Security — 6.2% of wages up to $184,500.
- Medicare — 1.45%, plus 0.9% extra above $200,000.
- Maryland state income tax — as described above.
Working overtime or earning tips? The new federal deductions for 2025–2028 could cut your federal bill substantially — try the overtime deduction calculator or tips deduction calculator.
Frequently asked questions
How much is $60,000 after taxes in Maryland?
Use the calculator above with $60,000 — as a single filer you'll typically keep roughly 76–82% of gross in Maryland, depending on filing status and the state brackets shown above.
What is the Maryland state income tax rate for 2026?
Maryland uses graduated brackets from 2% up to 6.5% at the highest incomes.
Does this calculator include 401(k) or health insurance deductions?
No — it estimates taxes on your full gross salary. Pre-tax contributions to a 401(k), HSA, or health premiums would lower your taxable income and increase your take-home pay versus these estimates.
Are bonuses taxed differently?
Bonuses are withheld at a flat 22% federally when paid, but at filing time they're taxed as ordinary income — the same rates this calculator uses.